Lender Portal
LTC health tracker
Loan-to-cost across every active project, drift surfaces here before alerts fire
Portfolio Weighted LTC
71.4%
Within target band (65–80%)
Up 0.6% from last month
Stretched Loans
3
LTC 80–90%
$2.84M committed
Critical Loans
2
LTC 90%+
$1.62M committed
Band
| Borrower / Project | Committed | Drawn | Project Cost | LTC | Δ 30d | Band |
|---|---|---|---|---|---|---|
| Athens Endeavours 2611 Riverbend Dr · Athens TN |
$612,000 | $402,180 | $648,400 |
94.4%
|
+4.2% | Critical |
| Smoky Mountain Homes 42 Pine Hollow · Townsend TN |
$1,008,000 | $684,200 | $1,082,000 |
93.2%
|
+1.8% | Critical |
| Cherokee Pines 7 Vonore Heights · Vonore TN |
$420,000 | $251,000 | $496,000 |
84.7%
|
+1.1% | Stretched |
| Stratford Custom Homes 926 Stratford · The Tennessean · Sweetwater TN |
$322,688 | $214,820 | $430,250 |
75.0%
|
+0.2% | In band |
| Maryville Builders 14 Highland Pointe · Maryville TN |
$540,400 | $316,200 | $760,000 |
71.1%
|
-0.4% | In band |
| Stratford Custom Homes 418 Maple Ridge · Sweetwater TN |
$284,000 | $118,400 | $498,200 |
57.0%
|
+0.0% | Below band |
Band thresholds composed from your institutional risk policy. Stretched ≥ 80%, Critical ≥ 90%. Edit thresholds under Settings → Risk policy.