Your original offer
Loan amount$542,000
LTC76.0%
Rate7.40%
Origination1.00%
Term12 mo
Time-to-close14 d
Borrower counter36h to respond
Loan amount$542,000
LTC76.0%
Rate7.30% (-10 bps)
Origination0.00% (waived)
Term12 mo
Time-to-close14 d
Borrower note
"Thanks Sarah · your LTC and time-to-close are great. East TN Federal came in at 7.10% with no origination. If you can get within 10 bps of that with origination waived, we close with First Community."
· Drew Halloway, Cherokee Pines · 5h ago
Your counter
Estimated margin shift
Origination revenue$5,420 → $2,710
Net interest (12 mo)$32,100 → $31,500
Net est.$28,940 → $25,630
Decision