Origination volume (YTD)
$58.4M
+12% YoY
Avg LTC
71.4%
peer median 73.2%
90+ DPD
0.18%
peer median 0.42%
Win rate
38%
peer median 28%
Time-to-close
14d
peer median 22d
Win rate vs. peer distribution, last 90 days
38% You, 84th percentile across 26 East-TN lenders
You, 84%ile
Floor 12%Median 28%Top 48%
Q1Q2Q3Q4
Avg LTC vs. peer distribution
71.4% You, 32nd percentile, more conservative than peers
You, 71.4%
62%Median 73%82%
Q1Q2Q3Q4
Time-to-close vs. peer distribution
14d You, 88th percentile, faster than nearly all peers
You, 14d
10dMedian 22d38d
Q1Q2Q3Q4
Loss rate vs. peer distribution
0.18% You, top quartile (cleaner than 78% of peers)
You, 0.18%
0.10%Median 0.42%0.94%
Q1Q2Q3Q4
Origination volume by monthYTD with projections
$5.2M
$8.0M
$11.0M
$9.0M
$6.8M
$6.2M
JanFebMarAprMay projJun proj
Borrower mix
Spec 42%
Custom 34%
Owner-occ 24%
Peer median: Spec 38%, Custom 28%, Owner-occ 34%. Your book runs spec-heavier and owner-occ-lighter than the peer set.
Spec
42%
Custom signed
34%
Owner-occupied
24%
Loss / charge-off ratepeer compare
You0.18%
Peer median0.42%
Peer top quartile0.18%
Peer floor0.94%
Channel mix
BG marketplace alerts62%
Direct borrower outreach28%
Broker / referral10%